TravelIslamic
Dubai Islamic Bank
SHAMS Infinite Covered Card
The SHAMS Infinite Covered Card is a travel credit card from Dubai Islamic Bank. It has an annual fee of AED 733.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 733.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Wala'a Rewards
Card highlights
- Earn 10 Wala'a Rewards per AED 1 on dining and travel, 4 on foreign spend, 3.5 on local
- 12 lounge visits/year (1,200+ lounges) plus 4 airport transfers a year
- 4 golf rounds/month at UAE courses, 4 valet sessions/month, unlimited Fitness First access
- Travel and medical cover up to USD 500,000 for cardholder, spouse and up to 5 children
Earn rates
| Category | Rate |
|---|---|
| Travel | 5% |
| Dining & food | 5% |
| International spend | 2% |
| Retail | 1.8% |
| Transport | 1.8% |
| Online shopping | 1.8% |
| Supermarket | 0.3% |
| Fuel | 0.3% |
| Utilities | 0.3% |
| Education | 0.3% |
| Real estate | 0.3% |
Current welcome offer
Earn 200,000 bonus Wala'a Rewards on spending USD 15,000 within 90 days
- Worth about AED 1,000 in redemption value
- 20% cashback on Amazon, noon, Talabat, Deliveroo and Dubai Now for the first 3 months
- Cashback capped at AED 25 per merchant per month (AED 150/month, AED 450 total)
- New cardholders only, card issued by 30 Jun 2026
Expected offer expiry: June 2026
Every card is checked against official bank sources. Last updated June 2026.
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