TravelStandard Chartered account holders
Standard Chartered
Journey Credit Card
The Journey Credit Card is a travel credit card from Standard Chartered. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 30,000/mo
Rewards in
360 Rewards Points
Material
Plastic
Card highlights
- Earn 4 360 Rewards Points per USD on international spend, 2 on local
- Unlimited lounge access (cardholder + guest) via Visa Airport Companion, plus multi-trip travel and medical insurance
- 1-2 complimentary golf rounds per billing cycle plus up to 30 Warehouse Gym visits
- BOGO cinema at VOX and Reel, 4 Careem airport rides and 10% duty-free cashback per year
Earn rates
| Category | Rate |
|---|---|
| International spend | 0.87% |
| Travel | 0.44% |
| Retail | 0.44% |
| Supermarket | 0.44% |
| Dining & food | 0.44% |
| Fuel | 0.44% |
| Utilities | 0.44% |
| Education | 0.44% |
| Transport | 0.44% |
| Online shopping | 0.44% |
| Real estate | 0.44% |
Current welcome offer
Earn AED 1,000 welcome cashback
- Spend at least AED 10,000 within 60 days of card opening to qualify
- New Standard Chartered credit card clients applying online only, offer window 1 Jul to 30 Sep 2026
Expected offer expiry: September 2026
Benefits & perks
- •Unlimited airport lounge access via Visa Airport Companion for cardholder and one guest (first 2 visits/year free, then unlimited after one USD 1 international purchase)
- •Complimentary multi-trip travel, medical and rental-car insurance (trips up to 90 days, family covered)
- •1 complimentary golf round per billing cycle (with AED 10,000 monthly spend)
- •Warehouse Gym: up to 30 visits per billing cycle
- •Buy-one-get-one cinema tickets at VOX and Reel (up to 6 tickets/session, fair-use 8/month) plus 25% off F&B
- •4 complimentary Careem airport rides per year (up to AED 100 each)
- •10% cashback at UAE airport duty-free (up to AED 100 per statement)
- •24/7 Visa Infinite Concierge service
- •15% off airport services with DUBZ
- •Visa ENTERTAINER 2-for-1 offers
- •Complimentary BookingBash Pro membership
- •Supplementary cards at no extra cost
- •Points transfer to airline and hotel partners (Emirates Skywards, Etihad Guest and more)
- •Cashback boost: convert points at a higher rate when you buy an airline ticket on the card (e.g. 50,000 points = AED 1,000)
Every card is checked against official bank sources. Last updated July 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all travel credit cards in the UAE →
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.