TravelStandard Chartered account holders
Standard Chartered
Journey Credit Card
The Journey Credit Card is a travel credit card from Standard Chartered. It has an annual fee of AED 1,575, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 30,000/mo
Rewards in
360 Rewards Points
Material
Plastic
Card highlights
- Earn 4 points per USD on foreign spend, 2 points per USD on local AED spend
- 2 complimentary airport lounge visits per year (Visa Airport Companion), guest included
- Multi-trip travel insurance for cardholder and family, plus buyer and event cancellation cover
- BOGO cinema at VOX and Reel (up to 4 free tickets/month), 4 Careem airport rides/year
Earn rates
| Category | Rate |
|---|---|
| International spend | 0.87% |
| Travel | 0.44% |
| Retail | 0.44% |
| Supermarket | 0.44% |
| Dining & food | 0.44% |
| Fuel | 0.44% |
| Utilities | 0.44% |
| Education | 0.44% |
| Transport | 0.44% |
| Online shopping | 0.44% |
| Real estate | 0.44% |
Current welcome offer
First year annual fee waived with qualifying spend
- Annual fee waived when you spend AED 10,000 within 60 days of card opening
- Ongoing annual fee of AED 1,575 waived each year if you spend AED 150,000 in the previous 12 months
Benefits & perks
- •Airport lounge access via Visa Airport Companion: 2 complimentary visits/year, plus further free visits with an international purchase
- •Guest on the same flight included in lounge visits
- •Complimentary multi-trip travel insurance for cardholder and family on trips up to 90 days (when travel paid with card)
- •Buyer protection and event ticket cancellation cover
- •Golf: 1 complimentary round/billing cycle at 8 UAE clubs via SpikesOn (with AED 10,000 monthly spend)
- •Until 1 May 2027: a second complimentary golf round in any billing cycle with AED 12,000 spend
- •Warehouse Gym: up to 30 complimentary visits/billing cycle (with AED 10,000 monthly spend)
- •Buy 1 Get 1 Free cinema tickets at VOX and Reel Cinemas: up to 4 free tickets/month
- •25% off food and drink at VOX candy bar and 20% off at Reel Cinemas
- •4 complimentary Careem airport rides/year, up to AED 100 off each (when an airline ticket was purchased in previous 180 days)
- •10% cashback at UAE airport duty free stores, capped at AED 100/statement (offer runs until 31 January 2027)
- •15% off DUBZ airport services
- •Up to 35% off Avis car rental with complimentary Avis President's Club membership
- •Visa ENTERTAINER 2-for-1 offers via Visa Airport Companion app
- •Complimentary BookingBash Pro membership
- •24/7 Visa Infinite Concierge
- •Free supplementary cards for family members
Every card is checked against official bank sources. Last updated September 2026.
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