Emirates Islamic
Switch Cashback (Travel)
The Switch Cashback (Travel) is a travel credit card from Emirates Islamic. It has an annual fee of AED 313.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 2,500
Material
Plastic
Card highlights
- Earn 4% cashback on airlines, hotels & dining; 1% on all other spend
- Unlimited access to 1,000+ airport lounges worldwide via Visa Airport Companion
- 2 free golf rounds/month plus 2 Marhaba Meet & Greet services/year
- Multi-trip travel insurance plus Visa Luxury Hotel Collection perks at 900+ hotels
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 4% | AED 400 |
| Dining & food | 4% | AED 200 |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Fuel | 1% | No cap |
| Education | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | No cap |
| Utilities | 0.5% | No cap |
| Transport | 0.5% | No cap |
| Real estate | 0.5% | No cap |
Rewards on this card are capped at AED 600 a month across all categories (about AED 7,200 a year).
Current welcome offer
Earn AED 500 welcome cashback
- AED 500 cashback when you spend AED 15,000 on retail within 60 days
- Year 1 annual membership fee waived on the same AED 15,000 spend
- Year 2 annual membership fee waived on AED 30,000 annual spend
Expected offer expiry: September 2026
Benefits & perks
- •Unlimited complimentary access to 1,000+ airport lounges worldwide via Visa Airport Companion
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, free breakfast and late checkout at 900+ properties
- •Multi-trip travel insurance covering trips up to 90 days
- •2x complimentary golf rounds/month at Arabian Ranches, Jebel Ali or Abu Dhabi Golf Club (AED 5,000 min monthly spend)
- •2x complimentary Marhaba Meet & Greet services/year (AED 3,000 min monthly spend)
- •Dubai Ladies Club complimentary access (AED 3,000 min monthly spend)
- •2x Buy 1 Get 1 movie tickets/month at Vox or Reel Cinemas (AED 5,000 min monthly spend)
- •20% off at Roxy Cinemas
- •1x complimentary valet parking/month at select UAE locations (AED 3,000 min monthly spend)
- •Visa Travel Offers: hotel discounts, staycations and up to 35% off car rentals
- •Purchase protection
- •0% Easy Payment Plans over 3-12 months at partner outlets
- •Cash on Call: access up to 80% of your credit limit in cash
Every card is checked against official bank sources. Last updated July 2026.
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See all travel credit cards in the UAE →
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Cashback Plus Card
Benefits unlock at AED 3,000 minimum monthly spend
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Updated June 2026
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