TravelIslamic
Emirates Islamic
Switch Cashback (Travel)
The Switch Cashback (Travel) is a travel credit card from Emirates Islamic. It has an annual fee of AED 313.95, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 2,500
Material
Plastic
Card highlights
- Earn 4% cashback on airlines, hotels and dining (UAE and abroad), capped at AED 200 per category per month
- 1% cashback on general spend; requires AED 2,500 minimum monthly spend to earn any cashback
- 1 complimentary airport lounge visit per year (1,200+ lounges); additional free visits require a USD 1+ foreign spend
- 2 free golf rounds per month at 5 UAE courses, plus 1 free valet and 2 BOGO cinema tickets per month (AED 5,000 spend required)
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 4% | AED 400 |
| Dining & food | 4% | AED 200 |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Fuel | 1% | No cap |
| Education | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | No cap |
| Utilities | 0.5% | No cap |
| Transport | 0.5% | No cap |
| Real estate | 0.5% | No cap |
Current welcome offer
Earn AED 500 welcome cashback
- AED 500 cashback when you spend AED 15,000 on retail purchases within 60 days of approval, credited in the 3rd statement cycle
- No annual membership fee in year 1, no spend condition required
- Offer valid until 31 December 2026
Expected offer expiry: December 2026
Benefits & perks
- •Airport lounge access at 1,200+ lounges worldwide via Visa Airport Companion: 1 free visit/year (additional visits free with qualifying foreign-currency spend, otherwise USD 32)
- •2 complimentary golf rounds/month at Arabian Ranches, Jebel Ali, Abu Dhabi Golf Club and more (with AED 5,000 monthly spend)
- •Marhaba Bronze Meet & Greet at Dubai airport: 2 complimentary services/year (with AED 3,000 monthly spend)
- •2x Buy 1 Get 1 free movie tickets/month at Vox or Reel Cinemas (with AED 5,000 monthly spend)
- •1 complimentary valet parking/month at select UAE locations (with AED 5,000 monthly spend)
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, free breakfast, late checkout and USD 25 F&B voucher at 900+ properties
- •Multi-trip travel takaful: travel accident and inconvenience cover for trips up to 90 days
- •20% off movie tickets and food & beverages at Roxy Cinemas (until 30 April 2027)
- •Purchase protection
- •0% Easy Payment Plans over 3, 6, 9 or 12 months at partner outlets (Carrefour, Sharaf DG and more)
- •Cash on Call: access up to 80% of available credit limit
- •Visa Travel Offers: Dubai staycations and international hotel discounts
Every card is checked against official bank sources. Last updated September 2026.
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