TravelIslamic
First Abu Dhabi Bank
FAB Etihad Guest Signature Islamic Credit Card
The FAB Etihad Guest Signature Islamic Credit Card is a travel credit card from First Abu Dhabi Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 15,000 a month.

Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Etihad Guest Miles
Material
Plastic
Card highlights
- Earn per AED 10: 5.5 Miles on Etihad, 4.5 on international spend, 2.75 in UAE
- 2.5 Etihad Tier Miles per AED 10 spent, plus fast-track to Etihad Guest Silver
- Up to 8 free lounge visits a year (1,000+ lounges) plus 2 free Etihad Wi-Fi vouchers
- 50% Miles Discount Voucher yearly (on AED 150,000 spend) for any reward flight
Earn rates
| Category | Rate |
|---|---|
| Travel | 6.46% |
| International spend | 5.29% |
| Retail | 3.23% |
| Dining & food | 3.23% |
| Online shopping | 3.23% |
| Real estate | 3.23% |
| Supermarket | 1.76% |
| Fuel | 1.76% |
| Utilities | 1.76% |
| Education | 1.76% |
| Transport | 1.76% |
Current welcome offer
Earn 35,000 Etihad Guest Miles on card activation
- 5,000 miles for each supplementary card added
Benefits & perks
- •50% off the Miles needed for a reward flight (any destination, any class) after AED 150,000 annual spend
- •Fast track to Etihad Guest Silver status with 2 Etihad return flights within 6 months of card activation
- •Up to 8 free airport lounge visits per year at 1,000+ lounges worldwide via DragonPass
- •Double Tier Miles on all purchases in the first 90 days
- •2 free inflight Wi-Fi vouchers (up to 24 hours each) on Etihad flights
- •2 discounted airport transfers per year from AED 40, booked via ENA Travels
- •Travel accident insurance up to USD 500,000
- •International medical and travel assistance: emergency medical, trip cancellation and delayed departure cover
- •Buyers protection cover
- •12-month extended warranty beyond the manufacturer's
- •Fraudulent card misuse protection against unauthorised transactions
- •Discounts at prestigious golf courses
- •Visa cardholder offers and discounts
- •24/7 travel concierge service
Every card is checked against official bank sources. Last updated September 2026.
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More from First Abu Dhabi Bank
TravelWelcome offer
FAB Etihad Guest Infinite Credit Card
- Earn 7 Etihad Guest Miles per AED 10 on Etihad, 6 on international, 3.5 on UAE spend, plus 2.5 Tier Miles per AED 10
- Fast-track to Etihad Guest Gold with 1 return Etihad flight booked on the card within 6 months
AED 2,625/yrView card
Updated September 2026
TravelIslamicWelcome offer
FAB Etihad Guest Infinite Islamic Credit Card
- Earn 7 Etihad Guest Miles per AED 10 on Etihad, 6 on foreign spend, 3.5 on UAE domestic spend
- 2.5 Etihad Tier Miles per AED 10 spent, plus fast-track to Etihad Guest Gold on one return Etihad flight
AED 2,625/yrView card
Updated September 2026