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First Abu Dhabi Bank

FAB Etihad Guest Signature Credit Card

The FAB Etihad Guest Signature Credit Card is a travel credit card from First Abu Dhabi Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 15,000 a month.

First Abu Dhabi Bank FAB Etihad Guest Signature Credit Card

Annual fee

AED 1,575

Joining fee

Free

Min. salary

AED 15,000/mo

Rewards in

Etihad Guest Miles

Material

Plastic

Card highlights

  • Earn up to 5.5 Etihad Guest Miles per AED 10 on Etihad, 4.5 international, 2.75 domestic
  • Unlimited access to 1,000+ airport lounges worldwide; 2 discounted airport transfers a year
  • Fast-track to Etihad Guest Silver; 2.5 Tier Miles per AED 10 (capped at 25,000 a year)
  • Annual 50% Miles discount voucher (on AED 150,000 spend) for up to 2 reward flight return tickets

Earn rates

CategoryRate
Travel6.46%
International spend5.29%
Retail3.23%
Dining & food3.23%
Online shopping3.23%
Real estate3.23%
Supermarket1.76%
Fuel1.76%
Utilities1.76%
Education1.76%
Transport1.76%

Current welcome offer

Earn 35,000 Etihad Guest Miles as a joining bonus

  • 35,000 miles credited on card activation, once annual fee is paid
  • 5,000 miles for each supplementary card added
  • Miles are credited after the annual fee on the following statement is paid by the due date
  • One time per customer: cancelling and re-applying earns no bonus

Benefits & perks

  • •Unlimited complimentary access to over 1,000 airport lounges worldwide
  • •50% off Miles needed for a reward flight (any destination, any class): up to 2 return tickets/year with AED 150,000 annual spend
  • •Fast track to Etihad Guest Silver: complete 2 Etihad return flights (card-booked) within 6 months, or collect 25,000 Tier Miles within 1 year
  • •Travel Accident Insurance up to USD 500,000
  • •International Medical and Travel Assistance
  • •2 inflight Wi-Fi vouchers of up to 24 hours each (issued on first card activation, valid 1 year)
  • •4 cinema tickets/month at AED 20 each at Reel Cinemas, Cine Royal and Star Cinemas (min. AED 4,000 monthly spend)
  • •2 discounted airport transfers/year from AED 40 for within-city service via ENA Travels
  • •24/7 Travel Concierge
  • •Golf discounts
  • •Extended warranty cover
  • •Buyers protection
  • •Fraudulent transaction protection
  • •Supplementary cards: 5,000 joining Etihad Guest Miles per card

Every card is checked against official bank sources. Last updated September 2026.

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  • Earn 7 Etihad Guest Miles per AED 10 on Etihad, 6 on international, 3.5 on UAE spend, plus 2.5 Tier Miles per AED 10
  • Fast-track to Etihad Guest Gold with 1 return Etihad flight booked on the card within 6 months
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FAB Etihad Guest Platinum Credit Card

  • Earn up to 4 Etihad Guest Miles per AED 10 on Etihad bookings, 3.5 on international spend, 2 on domestic
  • 25% Miles discount voucher (up to 2 return tickets) after AED 100,000 annual spend
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Updated September 2026