First Abu Dhabi Bank
FAB Travel Credit Card
The FAB Travel Credit Card is a travel credit card from First Abu Dhabi Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 20,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 20,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Material
Plastic
Card highlights
- 12% cashback on flights and hotels; 0.9% on domestic general spend (min AED 5,000 previous month; capped at AED 1,800/month combined)
- 14 complimentary airport lounge visits a year (1,200+ lounges via Mastercard Travel Pass); 4 complimentary Careem airport rides a year
- 0% foreign-currency fees on all international spend, plus 3 airport security fast-track passes a year at 70+ airports
- Travel insurance up to USD 500,000 medical cover, USD 7,500 trip cancellation, and USD 3,000 baggage loss
Earn rates
| Category | Rate |
|---|---|
| Travel | 12% |
| Retail | 0.9% |
| Dining & food | 0.9% |
| Online shopping | 0.9% |
| Supermarket | 0.15% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 1,800 a month across all categories (about AED 21,600 a year).
Current welcome offer
Free welcome return flight to 15+ destinations on payment of the annual fee
- Voucher code sent by SMS 45 days after annual fee payment
- Register within 30 days of receiving the SMS or the code expires and no new voucher is issued
Benefits & perks
- •Zero foreign-currency transaction fees on all international and online-abroad spends
- •14 complimentary airport lounge visits per year at 1,200+ lounges worldwide via Mastercard Travel Pass / Dragon Pass
- •Up to 6 additional lounge visits per year for a second guest with AED 5,000/month spend
- •Free economy class return flight each year (from year 2) with AED 300,000+ annual retail spend
- •Travel medical insurance: up to USD 500,000 cover for accident, evacuation and medical expenses
- •Travel inconvenience insurance: trip cancellation/curtailment up to USD 7,500, baggage loss up to USD 3,000 and more
- •4 Careem airport rides complimentary per year (up to USD 23 each, UAE only)
- •3 airport security fast-track passes per year at 70+ airports worldwide
- •4 cinema tickets per month at AED 20 each at Reel Cinemas, Cine Royal and Star Cinemas (min AED 5,000/month spend)
- •IHG Hotels: 15% off Best Available Rate at 5,500+ properties, plus welcome drink and late checkout
- •Rental collision and loss damage waiver on car rentals paid with the card
- •Avis: up to 35% off car rentals, with upgrades and chauffeur services
- •The Bicester Collection: VIP access and exclusive discounts at shopping villages in Europe and the UK
- •Flexiroam: 1 GB free data roaming 3x per year (5 days each) plus 15% off subsequent plans
- •Mastercard Gamer Pass (Go Gamers): 50% off Premium Membership
- •Fiit: 25% off first subscription payment
- •24/7 VIP WhatsApp travel and lifestyle concierge in Arabic and English
- •Supplementary cards at no charge
About this card
- •14 airport lounge visits: AED 1,645
- •4 Careem airport rides: AED 338
- •3 airport fast-track passes: AED 220
- •Flexiroam data roaming: AED 120
- •IHG Hotels discount: AED 300
- •24/7 concierge service: AED 200
- •Travel inconvenience insurance: AED 400
- •Travel medical insurance: AED 800
- •Cinema tickets (4/month at AED 20 each)
- •Avis car rental discount (up to 35%)
- •Zero international transaction fee
- •Rental collision waiver
Every card is checked against official bank sources. Last updated November 2026.
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Questions people ask
What does the First Abu Dhabi Bank FAB Travel Credit Card earn?
A FAB World Elite Mastercard with an AED 1,575 annual fee, no foreign transaction fees and 12% back on flights and hotels, but every reward needs AED 5,000 of spending in the previous month, all rewards stop at AED 1,800 a month, and international spending other than flights and hotels earns nothing.
What does the First Abu Dhabi Bank FAB Travel Credit Card cost?
Annual fee AED 1,575, including VAT. No joining fee. Supplementary cards are free.
What does spending abroad cost on the First Abu Dhabi Bank FAB Travel Credit Card?
FAB charges no foreign transaction fee on this card: its product page says 'Pay no international transaction fees and no hidden scheme or bank charges when using your FAB Travel Card abroad or online in foreign currency spends.' But international spending earns no rewards except on flights and hotels.
What should I watch out for with the First Abu Dhabi Bank FAB Travel Credit Card?
Every reward needs at least AED 5,000 of card spending in the previous month; below that the card earns nothing. Abroad there is no foreign transaction fee, but only flights and hotels earn rewards; a meal or shopping abroad earns nothing. Rewards stop at AED 1,800 a month in total, which 12% reaches at AED 15,000 of flights and hotels.
More from First Abu Dhabi Bank
FAB Etihad Guest Infinite Credit Card
- Earn up to 7 Etihad Guest Miles per AED 10 on Etihad bookings, 6 on international spend, 3.5 on UAE spend
- Unlimited complimentary lounge access for cardholder and one guest at 1,000+ lounges worldwide via Visa
Updated November 2026
FAB Etihad Guest Infinite Islamic Credit Card
- Earn up to 7 Etihad Guest Miles per AED 10 on Etihad, 6 on international spend, 3.5 on UAE domestic spend
- 2.5 Etihad Tier Miles per AED 10 spent, plus fast-track to Etihad Guest Gold on one return Etihad flight within 6 months
Updated November 2026