RewardsIslamic
Abu Dhabi Islamic Bank
Exceed Visa Platinum Covered
The Exceed Visa Platinum Covered is a rewards credit card from Abu Dhabi Islamic Bank. It has an annual fee of AED 208.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 208.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Exceed Rewards
Material
Plastic
Card highlights
- Earn 1.5 Exceed Rewards per AED 100 on international spend, 0.5 on UAE spend (1 Reward = AED 2)
- 2 complimentary airport lounge visits a year via LoungeKey (850+ lounges)
- Free roadside assistance in the UAE once a year
Earn rates
| Category | Rate |
|---|---|
| International spend | 3% |
| Travel | 1% |
| Retail | 1% |
| Dining & food | 1% |
| Online shopping | 1% |
| Supermarket | 0.25% |
| Fuel | 0.25% |
| Utilities | 0.25% |
| Education | 0.25% |
| Transport | 0.25% |
| Real estate | 0.25% |
Benefits & perks
- •2 complimentary airport lounge visits per year via LoungeKey (850+ lounges)
- •Free roadside assistance within the UAE once a year
- •4 free supplementary cards
- •Easy payment plan (EPP) and balance transfer facilities
- •Optional Takaful cover
Every card is checked against official bank sources. Last updated July 2026.
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