TravelHSBC Private Bank clients
HSBC
Private Bank Credit Card
The Private Bank Credit Card is a travel credit card from HSBC. It has no annual fee, and needs a minimum salary of AED 50,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 50,000/mo
Rewards in
HSBC Rewards Points
Material
Plastic
Card highlights
- Earn 2.5 pts/AED on travel, 1.5 on online & foreign spend, 1 on retail
- 14 complimentary lounge visits/year (cardholder + 1 guest) via Mastercard Travel Pass
- Complimentary travel insurance plus 4 Careem airport rides and 12-month Careem Plus
- 2 free golf rounds/month, GHA Black status, and BOGO cinema monthly
Earn rates
| Category | Rate |
|---|---|
| Travel | 2.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access via Mastercard Travel Pass: 14 complimentary visits/year (cardholder + 1 guest)
- •Complimentary travel insurance (travel inconvenience, medical, evacuation and rental collision/loss damage waiver)
- •Complimentary 12-month Careem Plus membership
- •4 complimentary Careem airport rides/year (up to AED 84 each)
- •Complimentary 12-month Zomato Gold membership
- •Global Hotel Alliance Black membership (upgrades and late checkout)
- •Golf: 2 free rounds/month via Spikes On, plus 30% off unlimited rounds at 800+ clubs via Mastercard
- •Buy 1 Get 1 Free movie tickets monthly, plus up to 25% off food and beverage
- •Hotel discounts: up to 15% off IHG, 10% off Soneva/Agoda and more
- •Booking.com discount of up to 7% (capped at EUR 200)
- •Hertz President's Circle status and Avis 20% discount with free upgrade
- •Bicester Village VIP access plus 15% discount
- •Airalo 15% off eSIMs
- •MyUS free 2-year membership
- •World Elite Mastercard 24/7 concierge service
- •Up to 56 interest-free days
About this card
- •Travel spend earns ~2.5% back in rewards
- •Online and foreign currency spend earns ~1.5% back in rewards
- •General retail spend earns ~1% back in rewards
Every card is checked against official bank sources. Last updated July 2026.
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Cashback
Cash+ Credit Card
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- Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest
AED 1,050/yrView card
Updated June 2026
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