Cashback
American Express
The American Express Gold Credit Card (1% Money Back)
The American Express Gold Credit Card (1% Money Back) is a cashback credit card from American Express. It has an annual fee of AED 309.75, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 309.75
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 1% cashback on all purchases, uncapped and across every category
- Up to 5 complimentary Priority Pass lounge visits a year
- Travel accident cover up to AED 350,000 plus travel inconvenience cover up to AED 750 per incident
- Retail protection up to AED 3,000 per occurrence, AED 180,000 annually
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Complimentary airport lounge access via Priority Pass: up to 5 visits/year (shared with one supplementary cardholder)
- •Travel accident insurance: up to AED 350,000 cover
- •Lost luggage cover: up to AED 4,000
- •Travel inconvenience cover: up to AED 750 each for flight delay, cancellation, denied boarding, missed connection or luggage delay
- •Retail protection insurance: up to AED 3,000 per occurrence (up to AED 180,000 per year)
- •Plan It instalments: split purchases over 3, 6, 9 or 12 months
- •Up to 9 free supplementary cards
About this card
- •5 complimentary Priority Pass lounge visits per year: about AED 587
Every card is checked against official bank sources. Last updated September 2026.
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Updated September 2026