Cashback
American Express
The American Express Credit Card
The American Express Credit Card is a cashback credit card from American Express. It has an annual fee of AED 231.37, and needs a minimum salary of AED 5,000 a month.

Annual fee
AED 231.37
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- No rewards or cashback: value comes from flexible repayment terms
- Pay as little as 5% of your monthly balance or USD 18, whichever is higher
- Split purchases over 3, 6, 9 or 12 months with Plan It instalments
Benefits & perks
- •Payment instalments: pay as little as 5% or US$18 of your monthly balance, whichever is higher
- •Plan It: split a purchase into instalments over 3, 6, 9 or 12 months
- •Up to 9 supplementary cards at no extra cost
Every card is checked against official bank sources. Last updated September 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all cashback credit cards in the UAE →
More from American Express
Cashback
Blue from American Express
- Earn 1% cashback on all purchases with no bonus or reduced categories
AED 262.50/yrView card
Updated September 2026