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Cashback

American Express

The American Express Credit Card

The American Express Credit Card is a cashback credit card from American Express. It has an annual fee of AED 231.37, and needs a minimum salary of AED 5,000 a month.

American Express The American Express Credit Card

Annual fee

AED 231.37

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

Cashback

Material

Plastic

Card highlights

  • No rewards or cashback: value comes from flexible repayment terms
  • Pay as little as 5% of your monthly balance or USD 18, whichever is higher
  • Split purchases over 3, 6, 9 or 12 months with Plan It instalments

Benefits & perks

  • •Payment instalments: pay as little as 5% or US$18 of your monthly balance, whichever is higher
  • •Plan It: split a purchase into instalments over 3, 6, 9 or 12 months
  • •Up to 9 supplementary cards at no extra cost

Every card is checked against official bank sources. Last updated September 2026.

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AED 262.50/yrView card

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  • Earn 1% cashback on all purchases, uncapped and across every category
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AED 309.75/yrView card

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RewardsWelcome offer

American Express Card

  • Earn 1 Membership Rewards Point per USD 1 on eligible purchases
  • Points never expire and redeem with airlines, hotels, brands and Pay with Points
AED 366.33/yrView card

Updated September 2026