Ajman Bank
ULTRACASH Platinum Credit Card
The ULTRACASH Platinum Credit Card is a cashback credit card from Ajman Bank. It has an annual fee of AED 315, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- Earn 5% cashback on any 2 chosen categories: fuel, online, supermarkets or school fees; 1% on all other spend
- Unlimited lounge access at 25+ LoungeKey and Marhaba lounges worldwide
- 3 complimentary valet parking visits a month at 35+ UAE locations
- Up to 20% off Avis, 10% back on Booking.com and 15% off IHG Hotels
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 5% | AED 200 |
| Fuel | 5% | AED 400 |
| Education | 5% | AED 200 |
| Online shopping | 5% | AED 200 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Dining & food | 1% | No cap |
| Utilities | 1% | No cap |
| Transport | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 600 a month across all categories (about AED 7,200 a year).
Current welcome offer
Earn AED 300-500 welcome cashback on your first retail transaction
- AED 300 for expats, AED 500 for UAE Nationals
- Qualifying transaction must be made within the first 30 days
- Cashback is paid upon annual fee payment
Benefits & perks
- •Unlimited complimentary access to 25+ LoungeKey and Marhaba lounges worldwide
- •Valet parking 3 times a month at 35+ locations
- •Up to 10% money back on Booking.com
- •15% off IHG Hotels
- •10% off rentalcars.com
- •20% off Avis car rentals
- •0% balance transfer for 3 or 6 months
- •0% instalment plans
- •Easy Cash facility
- •Free supplementary cards
- •Apple Pay and Samsung Pay support
- •Mastercard Touch Card accessible design with notches for the partially sighted
- •Cashback redeemed via the Ajman Bank app
Every card is checked against official bank sources. Last updated July 2026.
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More from Ajman Bank
LIFE Platinum Credit Card
- Earn 50% cashback on snacks, 10% on noon/Careem/Amazon, 5% on dining (AED 200/month cap)
- 1% cashback on all other retail and international spend
Updated June 2026
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