Dubai Islamic Bank
Emirates Skywards Signature
The Emirates Skywards Signature is a travel credit card from Dubai Islamic Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 15,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 1.5 Skywards Miles per USD on Emirates & flydubai, 1 abroad, 0.75 locally
- Unlimited global lounge access at 1,000+ lounges via Visa Airport Companion
- Multi-trip travel insurance plus 24/7 international concierge service
- 2 complimentary valet parkings per month and roadside assistance (3x/year)
Earn rates
| Category | Rate |
|---|---|
| Travel | 4.62% |
| International spend | 3.08% |
| Retail | 2.31% |
| Dining & food | 2.31% |
| Online shopping | 2.31% |
| Supermarket | 0.62% |
| Fuel | 0.62% |
| Utilities | 0.62% |
| Education | 0.62% |
| Transport | 0.62% |
| Real estate | 0.62% |
Spend in the European Economic Area earns a reduced 0.5 Skywards Miles per USD 1, against up to 1 Mile on other foreign currency spend. In Perkly's terms that is about 1.54% back, not the international rate shown above.
Current welcome offer
Earn up to 30,000 bonus Skywards Miles
- 15,000 miles on card activation
- 15,000 miles on balance transfer of min AED 30,000, held for 6 months
- Offer valid until 31 Dec 2026
- Skywards Tier Miles campaign (11 Jun to 31 Aug 2026): 5,000 bonus Tier Miles on new card issuance, plus 1 Tier Mile per 4 Skywards Miles earned on spend, capped at 15,000 Tier Miles per member
Expected offer expiry: December 2026
Benefits & perks
- •Unlimited complimentary lounge access at 1,000+ lounges globally via Visa Airport Companion App (registration required)
- •Multi-trip travel insurance
- •Purchase protection cover
- •Extended warranty cover
- •Complimentary roadside assistance: up to 3 times per year
- •2x complimentary valet parking per month (with AED 5,000 monthly spend)
- •0% easy payment plan for Emirates tickets
- •Access to Visa Signature luxury hotel and dining offers
- •International concierge services available 24/7
- •Free international driving licence
Every card is checked against official bank sources. Last updated July 2026.
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More from Dubai Islamic Bank
Consumer Cashback Platinum Card
- 4% cashback on supermarkets, fuel, school fees, auto servicing, telecoms, utilities and Salik/Nol (category caps AED 50-400, overall cap AED 1,000/month)
- Minimum AED 4,000 monthly spend required to earn cashback; no cashback outside listed categories
Updated June 2026
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