Dubai Islamic Bank
Emirates Skywards Platinum
The Emirates Skywards Platinum is a travel credit card from Dubai Islamic Bank. It has an annual fee of AED 525, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 525
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn up to 1 Skywards Mile per USD on Emirates, 0.75 on foreign spend, 0.5 on local
- Complimentary roadside assistance twice a year
- Travel medical insurance up to USD 100k
- Visa Luxury Hotel Collection privileges
Earn rates
| Category | Rate |
|---|---|
| Travel | 3.08% |
| International spend | 2.31% |
| Retail | 1.54% |
| Dining & food | 1.54% |
| Transport | 1.54% |
| Online shopping | 1.54% |
| Supermarket | 0.46% |
| Fuel | 0.46% |
| Utilities | 0.46% |
| Education | 0.46% |
| Real estate | 0.46% |
Spend in the European Economic Area earns a reduced 0.3 Skywards Miles per USD 1, against up to 0.75 Miles on other foreign currency spend. In Perkly's terms that is about 0.92% back, not the international rate shown above.
Current welcome offer
Earn 5,000 bonus Skywards Miles on card activation, valid until 31 Dec 2026
- Tier Miles campaign (11 Jun to 31 Aug 2026): 5,000 bonus Tier Miles on card issuance
- Plus 1 Tier Mile for every 4 Skywards Miles earned on spend, capped at 15,000 Tier Miles per member
- Helps accelerate Emirates Skywards Silver, Gold or Platinum tier status
Expected offer expiry: December 2026
Benefits & perks
- •0% Easy Payment Plan for Emirates ticket purchases
- •Travel medical insurance cover: up to $100,000
- •Visa Luxury Hotel Collection privileges
- •Purchase protection
- •Extended warranty cover
- •Complimentary roadside assistance: 2 times per year
- •Global Customer Assistance Services (GCAS)
Every card is checked against official bank sources. Last updated July 2026.
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More from Dubai Islamic Bank
Consumer Cashback Platinum Card
- 4% cashback on supermarkets, fuel, school fees, auto servicing, telecoms, utilities and Salik/Nol (category caps AED 50-400, overall cap AED 1,000/month)
- Minimum AED 4,000 monthly spend required to earn cashback; no cashback outside listed categories
Updated June 2026
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