Al Hilal Bank
Cashback Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
The Cashback Credit Card is a cashback credit card from Al Hilal Bank. It has no annual fee.
Annual fee
Free
Joining fee
Free
Min. salary
AED 0/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- Earn 3% cashback on any 2 chosen categories (groceries, dining, fuel, education or international spend), 1% on other retail
- Free for life, cashback capped at AED 250 per category and AED 500 per month
- Up to 4 complimentary airport lounge visits a year via Mastercard Travel Pass (25+ lounges)
- Hotel perks: up to 7% credit on Booking.com, 15% off IHG Best Available Rate with late checkout
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 3% | AED 250 |
| Dining & food | 3% | AED 250 |
| Fuel | 3% | AED 250 |
| Education | 3% | AED 250 |
| International spend | 3% | AED 250 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Utilities | 1% | No cap |
| Transport | 1% | No cap |
| Online shopping | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Current welcome offer
Two seasonal bonus offers: up to AED 1,000 extra cashback on travel, and up to AED 1,000 on education
- Summer Travel campaign: earn 5% cashback on flights, hotels and international travel spend, up to AED 1,000 extra, on top of standard cashback. Enrolment required via the Al Hilal app or SMS/email link
- Back to School offer (15 Jul-31 Aug 2026): cashback on education/tuition fees paid with the card: AED 5,000 spend = AED 100, AED 10,000 = AED 250, AED 25,000 = AED 700, AED 35,000 and above = AED 1,000
- Alternative to cashback: convert education payments to a 6-month 0% instalment plan via the Al Hilal app
Expected offer expiry: August 2026
Benefits & perks
- •Complimentary access to 25+ regional and international airport lounges via Mastercard Travel Pass: up to 4 visits/year
- •Mastercard buy-one-get-one-free on dining, premium spas and leisure activities
- •Purchase protection against theft or accidental damage for 365 days: up to USD 5,000/claim
- •Up to 7% credit on Booking.com: up to EUR 200 per booking
- •15% off IHG Hotels Best Available Rate with welcome drink and late checkout
- •Up to 20% off Trip.com with code MCTRIP10
- •Up to 12% off GetYourGuide activities
- •Bicester Village Shopping Collection VIP perks
- •MyUS Premium Membership: 15% off US shipping and free 1-year membership (worth USD 60)
- •Up to USD 300 off Farfetch
- •25% off FiiT fitness
- •Free supplementary cards (up to 3)
- •Apple Pay and Google Pay
- •Free for life (no annual fee)
Every card is checked against official bank sources. Last updated July 2026.
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More from Al Hilal Bank
Cashback Credit Card
Standard rate up to AED 3,000 monthly spend
- Earn 1% cashback on 2 chosen categories (groceries, dining, fuel, education or international spend), plus 1% on all other retail
- Up to 5% on chosen categories at AED 8,000+ monthly spend, capped at AED 250 per category and AED 500 per month
Updated July 2026
Cashback Credit Card
Benefits unlock at AED 8,000 minimum monthly spend
- Earn 5% cashback on any 2 chosen categories (groceries, dining, fuel, education or international spend), 1% on other retail
- Cashback capped at AED 250 per chosen category and AED 500 per month, credited the following month
Updated July 2026
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