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Sharjah Islamic Bank credit cards

4 cards from Sharjah Islamic Bank, compared by benefits, fees and rewards. Not sure which fits? Find your best match.

4 cards

CashbackIslamicWelcome offer

SIB Cashback Covered Card

  • 10% cashback on digital/online spend (Apple Pay, Samsung Wallet, saved cards), capped at AED 300/month
  • 2% cashback on international retail spend (excluding EEA), 1% on UAE retail spend
AED 199/yrView card

Updated September 2026

TravelIslamic

SIB Smiles Titanium Covered Card

  • Earn 2 SIB Smiles per AED 2 on international spend, 1 per AED 2 in the UAE
  • Reduced earn of 0.5 Smiles per AED 2 on supermarkets, fuel, utilities, transport and several other categories
No annual feeView card

Updated September 2026

TravelIslamicWelcome offer

SIB Smiles World Covered Card

  • Earn 3 SIB Smiles per AED 2 on international spend, 1.5 on UAE purchases
  • Up to 8 airport lounge visits or dining offers a year via Mastercard Travel Pass (1,300+ lounges)
AED 525/yrView card

Updated September 2026

TravelIslamic

SIB Smiles World Elite Covered Card

  • Earn 3 SIB Smiles per AED 2 on international spend (ex-EEA), 1.5 per AED 2 locally
  • Up to 14 airport lounge visits or dining offers a year across 1,300+ lounges worldwide
AED 733.95/yrView card

Updated September 2026